Jekyll2026-10-27T02:58:18+05:30https://theayushdewangan.me/feed.xmlAyush DewanganAyush Dewangan works on registration and land-records reform as a Chief Minister's Good Governance Fellow with the Government of Chhattisgarh, and is completing an MBA in Public Policy & Governance at IIM Raipur.Ayush Dewanganhello@theayushdewangan.meCG Registration Pulse: October 20262026-10-27T00:00:00+05:302026-10-27T00:00:00+05:30https://theayushdewangan.me/posts/2026/cg-registration-pulse-october-2026In one line: Raipur’s festive-season registrations halved this year, the new guideline rates are still working their way through the market, and the Centre is looking at plugging land records into the lending stack.

This is the first edition of a monthly note on what changed in Chhattisgarh’s property registration, using public sources only. Views are my own.

What changed

Raipur’s Navratri registrations halved (reported 22 October). About 500 documents were registered at the Raipur registry over Navratri, against about 900 last year, and revenue fell from about ₹14 crore to about ₹7 crore, according to Patrika. Two reasons are given. The office was open only five of the nine days, because of a Sunday start, weekends and the Ashtami holiday. And buyers are still adjusting to the new guideline rates. The Registrar expects numbers to pick up around Diwali.

The guideline-rate reset is still rolling out. New guideline rates took effect statewide on 20 November 2025, the first broad revision in about six years, reported ETV Bharat. Its report from Surguja describes average increases above 100% for rural land along main roads. Districts were then allowed to propose local corrections. The Central Valuation Board approved revised rates for Bilaspur, Korea and Sarangarh-Bilaigarh from 13 February 2026, with other districts to follow in phases, per INH News.

Raipur is planning seven more registry offices (reported 21 September). The administration is looking for buildings in outer areas such as Tatibandh-Hirapur, Amlidih-Avanti Vihar and Birgaon-Siltara. That would take registration to 14 locations in the capital, which handles about 400 registrations a day, reported IBC24. No opening date has been given.

Nationally: land records and lending may meet. In July the Department of Land Resources met the RBI Innovation Hub to explore linking digital land records with the Unified Lending Interface. The ideas include consent-based access to authenticated records, mortgage flag-marking to stop the same parcel being pledged twice, and wider use of the ULPIN (Bhu-Aadhaar), according to The Tribune. The discussions are exploratory; no policy has been announced.

One number

₹7 crore, Raipur’s Navratri registry revenue this year, half of last year’s ₹14 crore. A short window explains part of the drop. The rest is a reminder that guideline rates are not just a revenue lever: they set the floor on what a buyer pays in stamp duty, so a sharp revision can pause the market before it raises collections.

What it means for property data and lending

Guideline values now move district by district and in phases, not once a year for the whole state. Any product that estimates stamp duty, flags under-valued deeds or benchmarks collateral needs a district-level rate history with effective dates, not a single state table. The three districts revised in February show how easily a stale rate slips into a valuation.

The ULI discussion matters more for Chhattisgarh than it looks. Most of the state’s land records are in Hindi, while loan files are in English, so any automated mortgage flag will only be as good as its name matching across scripts. That is the gap I built naam-match to make visible.

What I’m watching next month

  • Whether Diwali registrations recover in Raipur, and by how much.
  • The next batch of district guideline revisions from the Central Valuation Board.
  • Any ULI pilot that uses state land records, and which states go first.
]]>Ayush Dewanganhello@theayushdewangan.meThe next ten registries2026-10-26T00:00:00+05:302026-10-26T00:00:00+05:30https://theayushdewangan.me/posts/2026/the-next-ten-registriesProperty data is turning into lending infrastructure, and the slowest part is getting state registration records online. I ranked ten states on how much registration business they do and how much of the record is open to search.

Rajasthan, Bihar, Madhya Pradesh and Chhattisgarh lead. They stay in the top five whether the score leans on market size or on online access.

Why this matters now

  • RBI’s Unified Lending Interface has 64 lenders on board, but only eight states’ land records feed into it.
  • DILRMP 3.0, launched in September 2026 with ₹565.5 crore, funds a national Land Stack and a Registration Repository of deeds and encumbrances.
  • Square Yards now sells title search and e-valuation through ULI, built on registration records from five states.

How the score works

Each state gets up to 40 points for registration revenue (its 2026–27 budget estimate for stamp duty and registration fees), 40 for online access (deed search, encumbrance search, certified copies and auto-mutation into land records), and 20 if no large registration-data platform covers it yet.

Rank State Score Stamps & registration, 2026–27 BE
1 Rajasthan 83.5 ₹18,750 crore
2 Bihar 82.0 ₹10,000 crore
3 Madhya Pradesh 79.6 ₹19,112 crore
4 Chhattisgarh 79.1 ₹4,500 crore
5 Odisha 68.7 ₹3,400 crore

What I found most interesting

Turnaround is set office by office, not state by state. The same certified sale deed is promised in 3–5 working days in Madhya Pradesh and 7–10 in Rajasthan, and within a state the range depends on the Sub-Registrar office. Any platform that promises one number per state is averaging away its slowest offices.

The full scorecard, with every cell sourced and a 60-day plan for opening a new state, is here. A PDF version is also available.

]]>Ayush Dewanganhello@theayushdewangan.meWhy this site exists2026-10-25T00:00:00+05:302026-10-25T00:00:00+05:30https://theayushdewangan.me/posts/2026/why-this-siteI spend my days inside government departments, and most of what I learn there turns into files that few people read. This site is where I will publish what I can share: analysis built from public sources, prototypes on synthetic data, and short notes on news in public policy and property data.

Three kinds of posts will appear here:

  • News: short takes on developments worth following, with a link to the source.
  • Analysis: longer pieces with data and sources, like the ten-state registry scorecard.
  • Notes: shorter thoughts and updates.

Everything here is my own view and does not represent the Government of Chhattisgarh. Nothing on this site comes from departmental files.

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