The next ten registries
I ranked ten Indian states on how ready their registration records are for title search and lending. Rajasthan, Bihar and Madhya Pradesh come out on top.
Property data is turning into lending infrastructure, and the slowest part is getting state registration records online. I ranked ten states on how much registration business they do and how much of the record is open to search.
Rajasthan, Bihar, Madhya Pradesh and Chhattisgarh lead. They stay in the top five whether the score leans on market size or on online access.
Why this matters now
- RBI’s Unified Lending Interface has 64 lenders on board, but only eight states’ land records feed into it.
- DILRMP 3.0, launched in September 2026 with ₹565.5 crore, funds a national Land Stack and a Registration Repository of deeds and encumbrances.
- Square Yards now sells title search and e-valuation through ULI, built on registration records from five states.
How the score works
Each state gets up to 40 points for registration revenue (its 2026–27 budget estimate for stamp duty and registration fees), 40 for online access (deed search, encumbrance search, certified copies and auto-mutation into land records), and 20 if no large registration-data platform covers it yet.
| Rank | State | Score | Stamps & registration, 2026–27 BE |
|---|---|---|---|
| 1 | Rajasthan | 83.5 | ₹18,750 crore |
| 2 | Bihar | 82.0 | ₹10,000 crore |
| 3 | Madhya Pradesh | 79.6 | ₹19,112 crore |
| 4 | Chhattisgarh | 79.1 | ₹4,500 crore |
| 5 | Odisha | 68.7 | ₹3,400 crore |
What I found most interesting
Turnaround is set office by office, not state by state. The same certified sale deed is promised in 3–5 working days in Madhya Pradesh and 7–10 in Rajasthan, and within a state the range depends on the Sub-Registrar office. Any platform that promises one number per state is averaging away its slowest offices.
The full scorecard, with every cell sourced and a 60-day plan for opening a new state, is here. A PDF version is also available.